SBA 504 Rate History - Granite State Development Corporation

May 2026 SBA 504 Interest Rates

(For loans authorized on or after 10/1/25.)

6.181% 25-Year Term

6.200% 20-Year Term

5.846% 10-Year Term

2026 Rate History

2026	Jan	Feb	Mar	Apr	May
20-yr Rate	6.099	6.049	5.968	6.170	6.200
25-yr Rate	6.080	6.030	5.949	6.171	6.181
10-yr Rate	5.640	-	5.577	-	5.846

2025 Rate History

2025	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20-yr Rate	6.746	6.514	6.473	6.615	6.574	6.554	6.554	6.413	6.181	6.170	6.109	6.069
25-yr Rate	6.725	6.494	6.454	6.645	6.604	6.584	6.584	6.444	6.212	6.151	6.090	6.050
10-yr Rate	6.565	_	6.256	-	6.122	-	6.092	-	5.679	-	5.619	-

2024 Rate History

2024	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20-yr Rate	6.577	6.648	6.517	6.920	6.809	6.597	6.426	6.264	5.981	6.262	6.514	6.322
25-yr Rate	6.567	6.587	6.487	6.899	6.758	6.557	6.406	6.245	5.963	6.243	6.494	6.303
10-yr Rate	6.434	-	6.495	_	6.804	-	6.382	-	5.763	_	6.379	_

2023 Rate History

2023	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20-yr Rate	6.422	6.119	6.473	6.089	6.210	6.523	6.775	6.745	7.007	7.343	7.182	6.769
25-yr Rate	6.503	6.202	6.523	6.071	6.212	6.523	6.775	6.745	7.006	7.340	7.230	6.798
10-yr Rate	6.303	-	6.644	-	5.903	-	6.942	-	6.932	-	7.122	-

2022 Rate History

2022	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20-yr Rate	3.221	3.6	3.922	4.78	5.23	5.29	5.22	5.056	5.511	6.503	6.594	6.17
25-yr Rate	3.416	3.8	4.134	4.9	5.33	5.40	5.32	5.193	5.656	6.634	6.725	6.302
10-yr Rate	2.99	-	3.736	-	4.86	-	4.9	-	5.266	-	6.408	-

2021 Rate History

2021	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20-yr Rate	2.754	2.815	3.1	3.121	2.948	2.866	2.795	2.846	2.958	2.916	2.927	3.03
25-yr Rate	2.851	2.911	3.205	3.236	3.094	3.043	2.972	3.023	3.134	3.112	3.123	3.224
10-yr Rate	2.249	-	2.498	-	2.426	-	2.405	-	2.488	-	2.71	-

2020 Rate History

2020	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20-yr Rate	3.782	3.528	2.934	3.091	2.817	2.654	2.471	2.338	2.491	2.653	2.622	2.683
25-yr Rate	3.904	3.651	3.064	3.216	2.943	2.781	2.588	2.446	2.588	2.739	2.709	2.78
10-yr Rate	3.685	-	2.72	-	2.523	-	2.263	-	2.149	-	2.228	-

2019 Rate History

2019	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20-yr Rate	4.893	4.782	4.721	4.499	4.397	4.113	4.042	3.656	3.483	3.538	3.822	3.721
25-yr Rate	5.071	4.96	4.93	4.718	4.577	4.274	4.193	3.809	3.637	3.671	3.934	3.833
10-yr Rate	4.529	-	4.497	-	4.229	-	3.794	-	3.421	-	3.747	-

2018 Rate History

2018	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20-yr Rate	4.712	5.015	4.995	5.106	5.299	5.4	5.339	5.38	5.329	5.298	5.399	5.065
25-yr Rate	-	-	-	-	-	-	5.466	5.496	5.435	5.403	5.514	5.182
10-yr Rate	4.389	-	4.854	-	5.04	-	5.05	-	4.999	-	5.066	-

2017 Rate History

2017	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20-yr Rate	4.644	4.665	4.888	4.677	4.726	4.655	4.827	4.594	4.432	4.64	4.579	4.569
10-yr Rate	4.309	-	4.527	-	4.217	-	4.206	-	3.853	-	4.120	-

2016 Rate History

2016	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20-yr Rate	4.842	4.324	4.568	4.314	4.324	4.233	4.091	4.091	4.08	4.046	4.412	4.655
10-yr Rate	3.885	-	3.926	-	3.791	-	3.644	-	3.884	-	4.051	-

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